Frequently Asked Questions About Credit Repair
Is credit repair legal?
Yes. Credit repair is 100% legal under the Fair Credit Reporting Act (FCRA) and the Credit Repair Organizations Act (CROA). You have the right to dispute any inaccurate, outdated, or unverifiable items on your credit report — and that’s exactly what we help you do.
How long does the credit repair process usually take?
Every credit situation is unique. On average, clients begin seeing results within 30–90 days, but full repair may take 3–6 months depending on the number and type of items being disputed.
Can you guarantee results?
No one can guarantee that every negative item will be removed — that would be misleading. What we guarantee is that we will use proven strategies, federal consumer laws, and expert-level disputes to give you the best chance of improving your credit score quickly and legally.
What types of items can be removed from my credit report?
We help dispute late payments, charge-offs, collections, repossessions, medical bills, bankruptcies, foreclosures, and more — as long as the item is inaccurate, outdated, or can’t be verified by the creditor
Will credit repair hurt my credit score?
No — credit repair does not hurt your score. In fact, when inaccurate negative items are removed, your score typically improves over time.
How much does credit repair cost?
We offer affordable credit repair services designed to fit your budget. Pricing depends on your individual credit needs, but we’re upfront, transparent, and never charge for results we can’t deliver.
Is 911 Credit Pro Repair compliant with credit repair laws?
Yes. 911 Credit Pro Repair is fully compliant with all federal and state credit repair laws, including the Credit Repair Organizations Act (CROA) and the Fair Credit Reporting Act (FCRA). This means we operate with transparency, provide clear contracts, never make false promises, and always act in your best interest.
Why should I choose 911 Credit Pro Repair?
Because we treat your financial recovery like an emergency. With personalized support, affordable plans, and a proven process, we help you get back on track so you can buy a home, get approved for loans, and enjoy peace of mind again.
Still Have Questions? We’re Here to Help!
If you’re ready to fix your credit fast or want more personalized guidance, don’t wait — contact 911 Credit Pro Repair today. Our experts treat your credit recovery like an emergency and will help you get back on track.